Federal Bonding Program

The Federal Bonding Program is insurance to protect employers against employee dishonesty. It covers any type of stealing such as theft, forgery, larceny, and embezzlement. In effect it is a guarantee of worker job honesty. It is an incentive to the employer to hire an at-risk job applicant.

The program is NOT insurance to cover liability due to poor workmanship, job injuries, work accidents, etc. It is not a bail bond or court bond. A Federal Bond is not a bond needed for self-employment, contract bond, license bond or performance bond.

Employers view ex-offenders and other at-risk job seekers as potentially untrustworthy workers, thereby, denying them the opportunity to work.

Any organization is now eligible to deliver bonding services under The Federal Bonding Program; for many years, bonding services were almost exclusively delivered by the State Employment Service. Organizations must be certified to do so by The Federal Bonding Program.

Bonds are issued instantly to be in effect the day that the applicant is scheduled to start work. The bonds are self-terminating. Not termination paperwork is needed. The employer receives the bond free of charge.

For more information visit:

or in Maryland contact:

Department of Labor, Licensing and Regulation (DLLR)
Andre James613 Global Way
Linthicum, MD 21090

Phone: 410-424-3241 Fax: 410-508-2002 Email: andre.james@maryland.gov